Is a guarantor (Bürgschaft) mandatory when renting an apartment?
No, it's not a legal requirement — but some landlords specifically ask for it from international students. There are alternatives to a guarantor (Bürge).
What is a Bürgschaft?
A guarantor commits to paying the remaining rent + Kaution if the tenant fails to pay the rent. This is formalized with a Bürgschaft contract.
Who Can Be a Bürge?
- A person residing in Germany with a net income of 3 times the rent amount.
- Generally family members or close friends.
- Your family in Turkey is usually not accepted — proof of income + Schufa is required in Germany.
Alternatives (If You Don't Have a Bürge)
| Method | Cost | Acceptance rate |
|---|---|---|
| Mietkautionsversicherung (insurance) | 5-10 € per month | High, landlord's approval required |
| Mietkautionsbürgschaft (bank) | 4-5% Kaution × year | Low (students usually have no income) |
| Blocked account proof | 0 | Some landlords accept (especially for WGs) |
| Family commitment + Schufa | 0 | Difficult for Turkish families |
| Pay the Kaution upfront | None | Easiest way |
Places That Don't Ask for a Bürgschaft
- Studierendenwerk dorms — only Kaution.
- WGs — Generally don't ask for a Bürge, a Vorstellungsgespräch is usually enough.
- Sub-let (Untermiete): The main tenant acts as the guarantor.
Important
- "No Bürge" does not mean "no apartment". You need to find the right listing.
- Studentenwohnheim, WG, and special apartment complexes for internationale Studierende (Stayery, The Fizz) do not require a Bürgschaft.
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